منابع مشابه
Retirement plans, personal saving, and saving adequacy.
This Issue Brief addresses three questions raised by recent trends in personal saving: How are national savings measured and what is the meaning of the trends in measured personal saving rates, given what is included and what is not included in those measures? What is the effect of retirement saving programs--in particular, 401(k) plans and individual retirement accounts (IRAs)--on personal sav...
متن کاملHousehold Saving in the Uk
The research for this report was produced under the auspices of the IFS Savings Consortium, to whom the authors are grateful for financial assistance and many useful discussions and comments in the series of seminars over the last four years. The members of the IFS Savings Consortium are: Acknowledgements The research in this report was funded by the IFS Savings Consortium and co-funded by the ...
متن کاملThe Rise in Household Saving
Between the early 1970s and the early 2000s, the aggregate household saving ratio in Australia declined steadily, from around 20 per cent to around zero (Graph 1). This trend was driven by a number of factors, including an increased availability of credit, falling real interest rates, more stable economic outcomes and rising asset prices, while changes in household income growth and expectation...
متن کاملThe Impact of Superannuation on Household Saving
Over the last 20 years superannuation has grown to be the second largest component of household wealth in Australia after ownership of dwellings. This paper analyses the impact on household saving behaviour of the substantial rise in compulsory contributions to superannuation funds. Our analysis takes account of other macroeconomic developments that are likely to have had a strong influence on ...
متن کاملRaising household saving: does financial education work?
This article highlights the prevalence and economic outcomes of financial illiteracy among American households, and reviews previous research that examines how improving financial literacy affects household saving. Analysis of the research literature suggests that previous financial literacy efforts have yielded mixed results. Evidence suggests that interventions provided for employees in the w...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2000
ISSN: 1556-5068
DOI: 10.2139/ssrn.212816